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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.80
$14.10
$14.40
$15.00
$15.60
$15.90
$16.50
$17.40
$18.00
$18.60
$19.50
$20.40
$21.30
$22.50
$23.70
$24.90
$26.10
$27.90
$30.00
$32.10
$34.50
$37.20
$39.30
$41.40
$44.10
$46.80
$49.80
$53.70
$57.90
$62.40
$68.40
$74.70
$80.70
$87.00
$96.90
$103.80
$115.50
$125.40
$135.90
$147.90
$162.00
$179.40
$198.00
$218.70
$248.40
$277.20
$311.70
$343.80
$379.80
$417.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$27.60
$28.20
$28.80
$30.00
$31.20
$31.80
$33.00
$34.80
$36.00
$37.20
$39.00
$40.80
$42.60
$45.00
$47.40
$49.80
$52.20
$55.80
$60.00
$64.20
$69.00
$74.40
$78.60
$82.80
$88.20
$93.60
$99.60
$107.40
$115.80
$124.80
$136.80
$149.40
$161.40
$174.00
$193.80
$207.60
$231.00
$250.80
$271.80
$295.80
$324.00
$358.80
$396.00
$437.40
$496.80
$554.40
$623.40
$687.60
$759.60
$834.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$34.80
$34.80
$34.80
$34.80
$34.80
$34.80
$34.80
$34.80
$34.80
$34.80
$34.80
$34.80
$34.80
$36.00
$37.20
$39.00
$40.20
$42.00
$43.80
$45.60
$47.40
$49.80
$51.60
$54.00
$57.00
$59.40
$62.40
$65.40
$69.00
$72.00
$77.40
$82.80
$89.40
$95.40
$102.00
$107.40
$112.80
$120.00
$126.60
$133.20
$142.80
$153.60
$165.00
$180.00
$196.20
$211.20
$226.80
$252.60
$270.00
$299.40
$324.00
$349.80
$379.20
$415.20
$459.60
$506.40
$559.20
$635.40
$708.00
$794.40
$874.80
$964.80
$1,057.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov